:root{
  --ink:#11161d;
  --ink-2:#1b2430;
  --paper:#f5f2eb;
  --paper-2:#ece7dd;
  --steel:#6f8798;
  --steel-2:#9eafbb;
  --line:rgba(17,22,29,.14);
  --white:#fff;
  --max:1180px;
  --serif: Georgia, 'Times New Roman', serif;
  --sans: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);background:var(--paper);color:var(--ink);line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(calc(100% - 40px),var(--max));margin:auto}
.eyebrow{font-size:.76rem;letter-spacing:.18em;text-transform:uppercase;font-weight:750;color:var(--steel)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;padding:.95rem 1.25rem;border-radius:999px;font-weight:750;border:1px solid transparent;transition:.2s ease}
.btn.primary{background:var(--ink);color:var(--white)}
.btn.primary:hover{transform:translateY(-2px);background:#05080c}
.btn.ghost{border-color:rgba(255,255,255,.28);color:#fff;background:rgba(255,255,255,.03)}
.btn.light{background:var(--paper);color:var(--ink)}
header{position:sticky;top:0;z-index:30;background:rgba(245,242,235,.9);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{font-weight:900;letter-spacing:.05em;line-height:.95;font-size:1.05rem}.brand span{display:block;font-family:var(--serif);font-weight:500;font-size:1.28rem;letter-spacing:.01em}
.navlinks{display:flex;gap:25px;align-items:center;font-size:.92rem;font-weight:650}.menu{display:none}
.hero{background:linear-gradient(130deg,#0d1218 0%,#16202a 60%,#23313d 100%);color:#fff;overflow:hidden;position:relative}
.hero:after{content:"";position:absolute;inset:auto -12% -45% 45%;height:620px;border:1px solid rgba(255,255,255,.09);border-radius:50%;transform:rotate(-18deg);box-shadow:0 0 0 70px rgba(255,255,255,.02),0 0 0 140px rgba(255,255,255,.015)}
.hero-grid{min-height:690px;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:70px;position:relative;z-index:2}
.hero h1{font-family:var(--serif);font-weight:500;font-size:clamp(3.4rem,7vw,6.8rem);line-height:.9;letter-spacing:-.055em;margin:.3rem 0 1.5rem;max-width:760px}.hero h1 em{font-style:normal;color:var(--steel-2)}
.hero p{font-size:1.18rem;color:rgba(255,255,255,.76);max-width:660px}.hero-actions{display:flex;gap:12px;margin-top:30px;flex-wrap:wrap}
.risk-card{border:1px solid rgba(255,255,255,.16);background:linear-gradient(180deg,rgba(255,255,255,.07),rgba(255,255,255,.025));padding:28px;border-radius:22px;box-shadow:0 30px 80px rgba(0,0,0,.22)}
.risk-card .line{height:1px;background:rgba(255,255,255,.13);margin:20px 0}.risk-item{display:flex;justify-content:space-between;gap:22px;padding:11px 0;font-size:.91rem}.risk-item b{color:#fff}.risk-item span{color:rgba(255,255,255,.58);text-align:right}.meter{height:7px;background:rgba(255,255,255,.08);border-radius:99px;overflow:hidden;margin-top:7px}.meter i{display:block;height:100%;background:var(--steel-2);border-radius:99px}
.logostrip{border-bottom:1px solid var(--line);background:#fff}.logostrip .container{display:flex;justify-content:center;text-align:center;padding:20px}.logostrip strong{font-size:.84rem;letter-spacing:.13em;text-transform:uppercase;color:#56606b}
.section{padding:96px 0}.section.dark{background:var(--ink);color:#fff}.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:90px;align-items:start}.section h2{font-family:var(--serif);font-size:clamp(2.45rem,5vw,4.5rem);line-height:1;letter-spacing:-.045em;font-weight:500;margin:.35rem 0 1rem}.lead{font-size:1.15rem;color:#56606b;max-width:720px}.dark .lead{color:rgba(255,255,255,.68)}
.quote-block{font-family:var(--serif);font-size:2rem;line-height:1.18;border-left:3px solid var(--steel);padding-left:24px;margin:12px 0 0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:42px}.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;min-height:250px}.card .num{font-family:var(--serif);font-size:2.5rem;color:var(--steel);margin-bottom:45px}.card h3{font-family:var(--serif);font-size:1.6rem;font-weight:500;margin:0 0 10px}.card p{color:#5d6770;font-size:.96rem}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.12);margin-top:45px}.step{background:var(--ink);padding:30px;min-height:260px}.step small{color:var(--steel-2);font-weight:800;letter-spacing:.12em}.step h3{font-family:var(--serif);font-size:1.55rem;font-weight:500}.step p{color:rgba(255,255,255,.62);font-size:.92rem}
.service-list{margin-top:30px;border-top:1px solid var(--line)}.service-row{display:grid;grid-template-columns:1fr 1.3fr auto;gap:30px;padding:28px 0;border-bottom:1px solid var(--line);align-items:center}.service-row h3{font-family:var(--serif);font-weight:500;font-size:1.65rem;margin:0}.service-row p{margin:0;color:#626b73}.arrow{font-size:1.5rem;color:var(--steel)}
.case-band{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.case-layout{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.case-visual{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px}.case-visual .chart{height:240px;position:relative;border-left:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:20px}.case-visual .chart:before{content:"";position:absolute;left:7%;right:6%;top:65%;height:2px;background:var(--steel);transform:rotate(-11deg);transform-origin:left;box-shadow:80px -18px 0 -1px var(--steel),160px -56px 0 -1px var(--steel),240px -48px 0 -1px var(--steel)}
.cta{background:linear-gradient(130deg,#243442,#111820);color:#fff;padding:80px 0}.cta-inner{display:flex;align-items:end;justify-content:space-between;gap:40px}.cta h2{font-family:var(--serif);font-size:clamp(2.7rem,5vw,4.9rem);letter-spacing:-.045em;font-weight:500;line-height:.98;margin:.2rem 0}.cta p{color:rgba(255,255,255,.68);max-width:620px}
footer{background:#0b0f14;color:#fff;padding:50px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:50px}.footer-grid p,.footer-grid a{color:rgba(255,255,255,.58);font-size:.9rem}.footer-grid h4{font-size:.78rem;letter-spacing:.15em;text-transform:uppercase}.legal{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:20px;color:rgba(255,255,255,.4);font-size:.78rem}
.pagehero{padding:110px 0 80px;background:var(--ink);color:#fff}.pagehero h1{font-family:var(--serif);font-size:clamp(3.2rem,7vw,6.2rem);font-weight:500;line-height:.94;letter-spacing:-.05em;margin:.4rem 0 1rem;max-width:900px}.pagehero p{max-width:720px;color:rgba(255,255,255,.68);font-size:1.12rem}
.form{display:grid;gap:14px}.form input,.form textarea,.form select{width:100%;padding:15px 16px;border:1px solid var(--line);background:#fff;border-radius:10px;font:inherit}.form textarea{min-height:150px;resize:vertical}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.note{font-size:.82rem;color:#737b82}
@media(max-width:900px){.navlinks{display:none}.menu{display:block}.hero-grid,.split,.case-layout,.footer-grid{grid-template-columns:1fr}.hero-grid{padding:90px 0;min-height:auto}.risk-card{display:none}.grid3{grid-template-columns:1fr}.process{grid-template-columns:1fr 1fr}.service-row{grid-template-columns:1fr auto}.service-row p{grid-column:1/-1}.cta-inner{display:block}.cta .btn{margin-top:20px}}
@media(max-width:600px){.container{width:min(calc(100% - 28px),var(--max))}.hero h1{font-size:3.5rem}.section{padding:70px 0}.process{grid-template-columns:1fr}.form-grid{grid-template-columns:1fr}.nav{height:66px}}
.logo-link{display:flex;align-items:center;min-width:250px}.logo-link img{width:250px;height:auto;display:block}.nav-contact{display:flex;gap:10px;align-items:center}.phone-link{font-weight:800;white-space:nowrap;border:1px solid var(--line);border-radius:999px;padding:.82rem 1rem}.phone-link:hover{border-color:var(--steel)}
footer .footer-logo{width:320px;max-width:100%;margin-bottom:14px}.contact-callout{margin-top:25px;padding:22px 24px;background:var(--ink);color:#fff;border-radius:16px}.contact-callout .eyebrow{color:var(--steel-2)}.contact-callout a{font-family:var(--serif);font-size:2rem;display:inline-block;margin-top:4px}.contact-callout p{color:rgba(255,255,255,.66);margin:.3rem 0 0}.form label{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;font-weight:800;color:#64707b}.form-field{display:grid;gap:6px}.form-status{font-size:.9rem;padding:12px 14px;border-radius:10px;background:#edf3f6;color:#2F3E4F;display:none}.privacy-line{font-size:.78rem;color:#737b82;margin:.2rem 0}.brand-mini{display:flex;align-items:center;gap:12px}.brand-mini img{width:48px;height:48px}.brand-mini strong{font-family:var(--serif);font-size:1.2rem;letter-spacing:.02em}
@media(max-width:1050px){.nav-contact .phone-link{display:none}.logo-link img{width:220px}.logo-link{min-width:220px}}
@media(max-width:900px){.nav-contact{margin-left:auto}.nav-contact .btn{display:none}.logo-link img{width:205px}.logo-link{min-width:auto}}
@media(max-width:600px){.logo-link img{width:178px}}